They have debt but no degree. Could loan forgiveness send them back to school?

A car dealership employee is hoping she can return to community college with a clean slate. An operations manager is wondering whether he might be able to afford to buy a home. And a customer service representative is facing the bitter reality that she may never escape her decades-old debt.

They are among the millions of people nationwide, many from low-income families, who borrowed money for college but did not receive a four-year degree. If the debt forgiveness plan announced last week by the Biden administration comes into effect, some of their balances could be wiped away.